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Kentucky Consumer Data Protection Act (KCDPA)

Overview

The Kentucky Consumer Data Protection Act (KCDPA) is the state’s comprehensive data privacy legislation, signed into law on April 4, 2024, and taking effect on January 1, 2026. It outlines data rights for Kentucky consumers and obligations for businesses that collect or process their personal data. Inspired by laws in Virginia and Utah, KCDPA focuses on transparency and accountability without granting a private right of action.

Regulation Summary

  • Enacted: April 4, 2024
  • Effective: January 1, 2026

KCDPA applies to businesses that:

  • Conduct business in Kentucky or target Kentucky residents, and
  • Annually control or process personal data of at least 100,000 consumers, or
  • Derive over 50% of gross revenue from selling personal data of at least 25,000 consumers.

  • State agencies and political subdivisions
  • Financial institutions under GLBA
  • Healthcare entities covered by HIPAA
  • Nonprofits and higher education institutions
  • Employment-related data
  • De-identified or publicly available information

  • Limit data collection to necessary, relevant purposes
  • Provide transparent and accessible privacy notices
  • Maintain reasonable data security measures
  • Obtain opt-in consent for processing sensitive data
  • Avoid processing data for discriminatory or deceptive purposes

  • Display privacy notices clearly
  • Include opt-out mechanisms for data sales or targeted advertising
  • Offer clear links for consumers to exercise their rights

  • Conduct data protection assessments for high-risk activities
  • Use contracts with processors that outline responsibilities, instructions, and confidentiality
  • Provide privacy training to relevant personnel

Consumers have the right to:

  • Access personal data
  • Correct inaccuracies
  • Delete data
  • Obtain a portable copy
  • Opt out of:
    • Targeted advertising
    • Sale of personal data
    • Profiling with legal/effects-based outcomes

  • Authority: Kentucky Attorney General
  • Penalties: Up to $7,500 per violation
  • Cure Period: 30 days, at the discretion of the Attorney General
  • Private Right of Action: Not provided